Case Study: One Couple’s Financial Success Story
In 2017 Serena and Jim came to see me. Serena owned her own business. Jim was a lawyer who worked for a well-respected firm in Buffalo. The Problem Jim and Serena were $55,000 in debt, not including their mortgage. Each month they would pay the minimum amounts, which equals $14,632 a year. Since their minimum […]
Market Update March 25, 2019
Last week started well for investors as stock indexes continued to climb on the heels of the prior week’s robust performance. However, reports of a weakening global economy prompted a sell-off last Friday, plunging each of the benchmark indexes listed here lower. With a pronouncement from the Federal Reserve that it is hesitant to raise […]
Market Update
Market Volatility Update: Extended bull markets have led to periods of decreased economic activity and often culminates in the form of a large-scale market correction. There has also been a considerable amount of volatility lately, a side effect of geo-political activities and the rise of computerized trading. The combination of these two can cause more […]
Are You Spooked By Your Current Retirement Savings?
Are You Spooked By Your Current Retirement Savings? Time To Get Your Retirement Planning On Track! As Halloween is approaching, you may be realizing that your retirement savings (or lack thereof) happens to be the thing that scares you most. Many people who fail to regularly invest in their 401K or IRA accounts often find themselves […]
It’s Never Too Early to Start Retirement Planning! Why Your College Student Needs a Roth IRA
As cost for education continues to rise and student debt becomes an increasingly prevalent issue, it can be difficult to make retirement planning a priority for college students. But even if the golden years may seem eons away for your college-aged child, retirement planning should always be top of mind. If your student earns any […]
Gearing Up For Fall? Here’s Why Financial Planning Should Be A Priority
With the fun and relaxation that summer brings, you may have let your finances go to the wayside. Now that the dog days of summer are winding down, it may be in your best interest to revisit your long-term financial plan and make adjustments as necessary. The fall season presents the ideal time to touch […]
Busy Soaking Up the Sun? Use Your Summer Wisely and Organize Your Finances
Most people use the summer months as a time to relax and rejuvenate – often with the intention to forget about any financial burdens or stress from the year. However, in the midst of sunbathing, summer can be the ideal time to organize your finances and make sure you have a clear picture of your […]
Avoiding Unpleasant Surprises: Why You Need An Estate Plan
Many would agree that we live in a world of uncertainty – but why neglect critical financial choices that are in your full control? Creating an estate plan is one of the most important steps you can take to ensure that your property and possessions are distributed according to your wishes. In the process, you’ll […]