Can Technology Improve Your Financial Life?
Yes—technology can save you money and time through higher-interest online banks, automatic bill pay and investing, paperless statements, and stronger security like two-factor authentication. The trick is to start small, keep some local banking for cash, and protect your passwords and account access.
Where Do I Put My First Dollars When I Start Saving for Retirement?
Graduating and entering the workforce brings a lot of new responsibilities, especially when it comes to managing personal finances. A common challenge young professionals face is deciding exactly where to allocate their initial paychecks. With numerous account types and conflicting advice online, making the right choice can feel overwhelming.
401(k) Leakage Crisis: How to Stop Losing Retirement Money
In this episode of Making Money Manageable, Alan Dembski and Juliana Janson from Buffalo First Wealth Management tackle the growing “401(k) leakage crisis.” With record numbers of people taking loans and early distributions from their retirement accounts, Alan and Juliana break down what is driving this trend and how you can protect your future nest egg.
Choosing a Beneficiary: What You Need to Know Before You Decide
Setting up beneficiaries is a crucial step in managing your wealth, and the best part is that doing it right is almost always free. Below is a quick, actionable guide from Buffalo First Wealth Management on what you need to do to ensure your assets are passed on exactly as you intend.
What Should You Do With Your Tax Refund – Smart Money Moves for 2026
Tax season brings up the same age-old question: Is it better to get a massive refund or break even? While nobody likes to owe the IRS, getting a huge check isn’t always the financial win it feels like.
Budgeting Tips That Actually Work | The Guilt-Free Guide to Spending
If you’ve been following financial news lately, you’ve likely heard about Trump Accounts—a new savings vehicle established under the One Big Beautiful Bill signed in July. With tax season underway, we’ve been fielding a lot of questions from clients about how these accounts work. Here’s what we know so far.