Navigating Interest Rates in 2024 and Their Impact on Your Finances
Interest rates have always been a hot topic, but as we move into 2024, understanding their impact has never been more crucial. How will changes in interest rates affect your mortgage payments, retirement plans, and the overall inflation landscape? This blog post aims to provide homeowners, retirees, and financial planners with insights, practical advice, and strategies to stay ahead in these uncertain times.
Should I Use My Retirement Account to Pay Off Debt?
Particularly after the holidays, households are seeing their credit card debt increase. It may be tempting to turn to other sources of savings to pay down these balances.
End of Year Financial Checklist
As the end of the year closes in, now is a great time to take inventory of your finances and make a list of steps you need to take to end the year on a strong financial note.
What is a 529 College Savings Account?
There are many ways to save for college, however in many states a 529 may offer the best solution.
Is It Time to Declare Your Financial Independence?
No matter how much money you have or which life stage you’re in, becoming financially independent starts with a dream. Your dream might be to finally pay off the mountain of debt you’ve accumulated, or to stop relying on someone else for financial support. Or perhaps your dream is to retire early so you can […]
Retirement Planning: The Basics
You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for […]
Are You Spooked By Your Current Retirement Savings?
Are You Spooked By Your Current Retirement Savings? Time To Get Your Retirement Planning On Track! As Halloween is approaching, you may be realizing that your retirement savings (or lack thereof) happens to be the thing that scares you most. Many people who fail to regularly invest in their 401K or IRA accounts often find themselves […]
Spring Has Sprung, But Are Your Retirement Savings Growing?
The seasons may be changing, but have your retirement investments remained stagnant? Many people believe that by simply having retirement investments, they’ve already set themselves up for long-term success. Unfortunately, this is not the case. Successful retirement planning requires close attention to your financial growth and progress. If you don’t take the time to regularly […]